Weather Based Crop Insurance Scheme

The weather-based Crop Insurance Scheme (WBCIS) is created to offer insurance for protection against losses in crop yield resulting from adverse weather disasters. This unique weather-based insurance product provides monetary benefits against adverse rainfall incidence during Kharif and adverse impact on weather parameters during Rabi.

Here is all you need to know about the Scheme

The objective of the Scheme

The weather Based Crop Insurance Scheme is mainly focused on simplifying the hardship of the insured farmers against the likelihood of financial loss on account of the anticipated crop loss resulting from the incidence of adverse conditions of weather parameters like un-seasonal rainfall, temperature, frost, relative humidity, etc.

The weather Based Crop Insurance Scheme (WBCIS) uses weather parameters as a proxy for crop yields in compensating the cultivators for deemed crop losses. Payout criteria will be the maintenance to the extent of losses deemed to have been suffered using the weather generate.

Eligibility Criteria

The eligibility criteria to obtain the insurance benefit of the Weather Based Crop Insurance Scheme here are the details

Eligible Farmers

Every farmer, the sharecroppers, and tenant farmers growing the cautioned crops in the cautioned areas are eligible for this Scheme.
Also, the farmers should have insurable interest for the insured crops.
All farmers advantage of the "Seasonal Agricultural Operations loans" from Financial Institutions for the notified crops are eligible
The Weather Based Crop Insurance Scheme is optional for non-loanee farmers.
Special consideration will be provided for SC/ ST/ Women farmers under this Scheme.